Find the Right Loan with
Strength Capital
Stress-Free & Tailored to You!
Buying a home, refinancing, or investing? Strength Capital helps you navigate the finance process with confidence. We work with Australia’s leading lenders to secure competitive home loans backed by expert advice, personal service, and a stress-free experience from start to finish.
- Free Home Buyers
- Upgraders
- Refinancers
- Property Investors
ABOUT US
Strength Capital Your Trusted Mortgage Broker in Sydney
Founded in 2025 by Virgilio Casal (Victor), Strength Capital is a Sydney-based mortgage broking firm dedicated to helping Australians secure the right loan whether its your first home, next investment, or a smart refinancing strategy.
With access to a wide panel of Australias top banks and non-bank lenders, we simplify the process, cut through the jargon, and deliver tailored lending solutions that align with your financial goals.
STRENGTH CAPITAL
Our Loan Application Process
Initial Enquiry / Discovery
Understand the client's needs and assess loan potential.
Fact Find & Document Collection
Gather all necessary information and documents to assess borrowing capacity.
Loan Strategy & Product Recommendation
Find the most suitable lender/product.
Loan Submission
Submit a complete application to the selected lender.
Lender Assesment
Get formal approval.
Valuation & Final Approval
Ensure property value aligns with loan request.
Loan Offer & Signing
Client signs the loan contract.
Settlement
Transfer funds and complete the transaction.
Post-Settlement Care (Optional but Powerful)
Annual review to refinance or restructure.
OUR SERVICES
What We Can Offer You!
Mortgage Broking & Loan Assistance
Refinancing & Loan Restructuring
Specialised Lending Solutions
Our Panel of Lenders





OTHER SERVICES
What We Offer
1. Home Loan Pre-Approval
- Assess the client’s financial situation
- Recommend suitable lenders
- Help obtain a conditional loan approval to strengthen their offer when house hunting
2. First Home Buyer Loans
- Educate clients on their borrowing capacity and loan structure
- First Home Guarantee (FHBG)
- Stamp duty concessions
3. Home Loan for Upgraders
- Structure bridging finance if needed
- Review equity release options from existing property
4. Home Loan Refinance
- Refinance for better interest rates or features
- Debt consolidation into the home loan
- Equity release for renovations or investments
5. Property Investment Loans
- Loan structuring for investment (interest-only, split loans)
- Cash-out for future investment
- Cross-collateralisation vs stand-alone lending advice
6. Construction Loans
- Help with financing for building a home or major renovations
- Understand progressive drawdowns and valuation process
7. Low Deposit or No Deposit Loans
- Use of guarantor loans
- Explore lenders with lower deposit requirements
- LMI (Lenders Mortgage Insurance) navigation
8. Self-Employed Loans
- Use of guarantor loans
- Explore lenders with lower deposit requirements
- LMI (Lenders Mortgage Insurance) navigation
9. Credit Impaired or Non-Conforming Loans
- Assist clients with bad credit, defaults, or unique situations
- Match with specialist lenders open to non-standard applications
10. Loan Health Check / Annual Review
- Ongoing service to review client loans
- Proactive refinancing or rate negotiation
- Ensure loan features still align with goals
Our Commitment to You
Our Mission
- To make property finance simple, strategic, and transparent for everyday Australians.
Our Values
- Integrity — We act in your best interest, always.
- Clarity — We break down complex finance into clear, actionable advice.
- Empowerment — We equip you with the knowledge and tools to move forward with confidence.
- Growth — We’re committed to long-term relationships, not just transactions.
ABOUT ME
Virgilio (Victor) Casal
Hi, I’m Virgilio, founder of Strength Capital and an experienced mortgage broker based in Sydney. After working in the mortgage industry for a number of years, I decided to take the leap and launch my own broking business—backed by strong mentorship and a dedicated support team to ensure every deal is processed smoothly and efficiently.
At Strength Capital, I help everyday Australians navigate the lending landscape with confidence. Whether you’re buying your first home, upgrading, refinancing, or investing in property, I’m here to simplify the process and secure the right solution tailored to your goals. My approach is personal, transparent, and outcome-focused—built on relationships, not just transactions.
Outside of work, you’ll likely find me in the gym, enjoying a coffee at a local café, or soaking up the energy of live events around the city. I believe balance is key, and staying connected with the community keeps me grounded and inspired.
With the right guidance and strategy, buying property doesn’t have to be stressful. I’m here to make it easier—from the first conversation to settlement.
Let’s work together to turn your property goals into a plan, and your plan into reality.
TESTIMONIALS
What Our Customers Say?
We had a fantastic experience with Strength Capital! Every staff member we worked with was super friendly and quick to respond. I would highly recommend Strength Capital to anyone starting there mortgage journey, especially to those self employed.
Ashley Cooper
March 2025
We had a fantastic experience with Strength Capital! Every staff member we worked with was super friendly and quick to respond. I would highly recommend Strength Capital to anyone starting there mortgage journey, especially to those self employed.
Aimeejane White
March 2025
We had a fantastic experience with Strength Capital! Every staff member we worked with was super friendly and quick to respond. I would highly recommend Strength Capital to anyone starting there mortgage journey, especially to those self employed.
Pete Moloney
March 2025
Want to speak with a broker?
Click below to schedule your free, no-obligation discovery call.
STRENGTH CAPITAL
Here To Help
Were here to help you move forward with confidence whether you’re buying your first home, refinancing, upgrading, or investing in property.
Phone Number
0452 511 379
Email Address
Virgilio.casal@Strengthcapital.com.au
Office Address
44 Market Street, Martin Place, Sydney NSW 2000
*Meetings by appointment only*
Copyright © 2025 Strength Capital, All rights reserved.